Pros and Cons for an HOA


There are a lot of factors that go into the home purchasing decision, and they are all significant. Location, size of the home, price and style are some of the top factors that buyers really focus on. But, for a lot of people, a homeowner’s association (HOA) is just as big as a consideration when purchasing as location/price. For one buyer, an HOA is preferred for others the HOA could be the deciding factor as to why they do not move forward with a property.

Are you trying to sell your property and are wondering why a buyer turned down your property due to the HOA? Are you considering purchasing a home in a neighborhood with an HOA? Or just curious about HOA’s in general? Here are 6 pros/cons when considering a property with HOA.

Pro: The HOA maintains the common areas.

For many, the biggest perks of an HOA community are common areas like the pool, clubhouse, walking trails, playgrounds, and other amenities.

Con: You have to pay HOA fees.

If you move into an HOA community, membership and dues are mandatory. The fees also vary depending on type of community, location, and amenities.

Pro: HOAs help keep uniformity.

Each HOA dictates what its members can and cannot do to their homes. This is great when you have one neighbor who refuses to mow their lawn, or another who decides a hot pink house would be a good idea.

Con: There is a lot of red tape.

For some HOAs, the approval process for even minor updates like painting your front door or planting a tree can be long and complicated.

Pro: The HOA mediates problems on your behalf.

If you have a neighbor with cars parked all over the street or trash strewn throughout their yard, you don’t have to worry about confronting them because the HOA will.

Con: They can be overbearing.

Many people think that if they own their home, they should be able to make whatever changes they want. So while an HOA will keep rowdy neighbors in check, it also sets restrictions on you.


Please provide the required field.
Please verify that you are not a robot.